TODAY'S DATE: Established in 1964, Counselor Realty enables sales associates to offer their clients superior service and professionalism. We are constantly improving a supportive environment specifically tailored for the experienced REALTOR®. Counselor RealtyFREE INVESTOR'S YIELD CALCULATOR    
1. Purchase Cost $165,000  
2. Cash Invested Cash Down        
3. Financing Rate (%) 7.25% # yrs 30 P&I per mo.    
4. Financing Rate (%) 9.00% # yrs 30 P&I per mo.    
                total payments per month
5. Land Value   $40,000   Annual Depreciation   total annual payments
6. Personal Property Value $5,000 x ___% 5 yrs  
7. Building Value   $115,000 x ___% 27.5 yrs   Try Our Good Faith Estimate Calculator
8. Land Improvement Value $5,000 x ___% 15 yrs   Try Our Buyer Qualification Calculator
9. Total Depreciation check       Try Our Rent vs. Own Calculator
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10. Monthly Rent $1,450   Less Vacancy : equals: Net Annual Rental Income    
                     
Annual Operating Expenses     Chuck Heubach CRS GRI 952.239.1311
    monthly annual       monthly annual Linda Heubach CRS Epro 952.931.9008
Advertising $0.00   Management    
We have been living and working in the western suburbs since 1976, and we currently service the entire Twin Cities Metro area. Our goal is to serve the needs of buyers & sellers through our devotion to mastering the real estate market in our little section of the world. We are both partners in Counselor Realty, and have earned respect from clients and peers alike through sales experience far exceeding the average real estate agent. Chuck holds the Certified Residential Specialist (CRS), the Certified Real Estate Broker (CRB), and the Graduate Realtor Institute (GRI) designations from the National Association of Realtors. Linda holds the E-Pro certification from the National Associaton of Realtors, and both of us are totally comfortable communicating with you in any way you choose...Telephone, Email, Text Messaging, Instant Messaging, Facebook....or sitting down together over a cup of coffee. When you work with us, you
Association Fees $0.00   Miscellaneous $0.00  
Bad Debt   Property Tax $160.00  
Electricity $0.00   Repairs   $50.00
Garbage $0.00   Security $0.00  
Gas   $0.00   Supplies $0.00  
Grounds Maint. $0.00   Water/Sewer $60.00  
Insurance $120.00   Other:      
Legal Costs $0.00   ANNUAL OP. EXPENSES  
                   
I. Net Rental Income        
Minus: Operating Expenses     RETURN ON INVESTMENT with APPRECIATION    
Equals: Net Operating Income     Cash flow before tax + Principal Reduction + Tax Saved + Appreciation
Minus: Ann'l Debt Svc. (P&I *12)       Cash Invested    
Equals: Ann'l Cash Flow B4 Tax      
monthly cash flow       RETURN ON INVESTMENT without APPRECIATION    
II. Annual Debt Service     Cash flow before tax + Principal Reduction + Tax Saved  
Minus: Interest         Cash Invested    
Equals: Principal Reduction        
            CAPITALIZATION RATE    
III. Net Operating Income     Net Operating Income / Purchase Cost  
Minus: Interest            
Minus: Total Depreciation     CASH ON CASH    
Equals: Taxable Income     Cash flow before tax / Cash invested  
Multiplied by Tax Bracket                  
Equals: Tax Saved or (Paid)        
                         
IV. Appreciation % (est.)